Dr. Debashish Kundu ( Associate Professor )


Dr. Debashish Kundu
Email : dkundu[@]dmi.ac.in

Summary of Experience


Professor Debashish Kundu is a Graduate from Govind Ballabh Pant University and Post Graduate from the Institute of Rural Management Anand. Thereafter he served for several years in the Banking and Finance Industry in various reputed corporate bodies like Gruh Finance Limited (Now Bandhan Bank), ICICI Bank, HDFC Bank, Deutsche Post Bank Home Finance Limited and so on. His work area is related to Credit Risk Assessment and Underwriting, Portfolio Analysis, Portfolio Risk Estimation and Provisioning, and Audit Risk Management. His last assignment was with Muthoot Housing Finance Limited as Head of Central Operations. Professor Kundu completed PhD. from Aligarh Muslim University in 2019. While Pursuing the Doctoral Programme, he had served as faculty with Development Management Institute, Patna for one year.
His interest area lies in Rural Banking, Financial Inclusion, Micro-finance, Social Audit, and Insurance.


Teaching & Research Experience :   2 years

Industry Experience                  : 28 years

Specialization Area                    : Banking and Finance

Subjects Taught                       : Financial Accounting, Financial Management, Social Audit

Publications


Kundu,D.(2022),Rise and Fall of Yes Bank : A case study in Managing Banking Operation.The Management Accountant, 57(01),49-54

Kundu, D &  Singh, A . (2021), Rural Banking. Mahatma Gandhi National Council of  Rural Education

Kundu, D.(2020) At the Cross Roads: A case study of the IGFS model of Microfinance.Bimaquest The Journal of Insurance, Pension and Management Vol.20, Issue 1,pp.83-95

Kundu, D.(2017).Implementing Self-Regulation In Self Help Movement- A Case study of Paryavekshana Samakhya in Kamareddy District of Telangana. Bimaquest The Journal of Insurance, Pension, and Management.Vol.17 Issue 1-A, pp 32-47

Review of article: 

‘Tenure Security and Access to Finance for Smallholders: Challenges and Opportunities in rural development projects’- InderScience Publishers

‘Freedom from Predatory Loans for Better Financial Inclusion’ – InderScience Publishers

Faculty Qualification


Ph.D.: Analysis of Existing Business Models of Financial Inclusion vis a vis Market-Oriented Business Model, AMU
Post-Graduation: Post Graduate Diploma in Rural Management, IRMA
Graduation: B.Sc. (Agriculture) , G.B.Pant University,Pantnagar

Conference Attended


Paper ‘Microfinance Delivery Institutions-Governance and Management Challenges’ presented at Second Symposium of Development Management Institute at Rajgir

Faculty Care Center Association


Leadership and Governance

Faculty Research Interest


Financial Inclusion, Microfinance, Rural Banking, Social Audit

Faculty Consultancy Project's


Members of the research team conducting the project " Baseline and Impact Study of the  Pilot Project on Manure Management "  ( study commissioned by Deshratna Dr. Rajendra Prasad Dugdh Utpadak Sahakari Sangh Ltd. , Indian Oil Corporation and National Dairy Development Board).

Member of the Research Team conducting the study "Assessing the reasons for low uptake of Mahatma Gandhi National Rural Employment Generation in Bihar and Suggestions for Improvement" (Study Commissioned by Rural Development Department, Government of Bihar)

Member of the Research Team conducting the study " The Evaluation of ATMA scheme in Bihar" (Study Commissioned by Bihar Agriculture Management & Extension Training Institute (BAMETI).

Member of the Research Team conducting the study "Third Party Evaluation of  Centralized Kitchen and 15 % Related Schools For Mid Day Meal Schemes in Bihar." (Study Commissioned by Bihar Rajya Madhyan Bhojan Yojana Samiti)

Faculty Training Programs


Resource Person for Session on ‘Financial Reporting’ for Induction and Management Orientation Programme for Employees of Bihar Rural Development Society.

Resource Person for Session on 'Financial Management and Budgeting' for Development Leadership Programme training conducted for the Block Development officers of Bihar.

Resource Person for Session on "Understanding the Basic Financial Concepts" conducted for the Block Development Officers  of Bihar .

Resource Person for Session on "Understanding Financial Requirement for Your Project " conducted for the Block Development Officers of Bihar .